Benefits of Investing in Alabama Foreclosures and How to Prepare For Purchase

Those looking for investing in a home at an affordable rate in an attractive state, look no further than Alabama foreclosures. Alabama offers excellent job opportunities and good quality of life. Foreclosures are available at steep discounts. One should be armed with necessary information while trying to invest in Alabama Foreclosures.

Alabama is a state located in the South Eastern USA. It ranks 30th in land area and second in size of inland waterways in the U.S. Alabama is called the ‘The Heart of Dixie’. The capital is Montgomery and the largest city is Birmingham. The state has invested substantially in healthcare, aerospace, banking and education. In 2008, gross product of state was $170 billion and per capita income was $29,411. Alabama produces electronics and aerospace products, especially in the Huntsville area, the site of NASA George. C. Marshall Space Flight Center and the US army command station.

Alabama is part of the fastest growing industrial corridor of the nation. The economy is led by heavy industry especially auto manufacturing industry with names such as Honda, Hyundai, Mercedes Benz and Toyota manufacturing located here. Alabama ranks 4th in the nation in output of automobiles. Birmingham’s economy was changed by the University of Alabama at Birmingham (UAB) investing in medical research and bio technology. Huntsville leads in technology sector and in 2005, Forbes ranked it number one in the nation for number of engineers employed.

Alabama Foreclosures are the best way to make an investment in the Alabama housing market. Most properties in Alabama foreclosures are there because of either of two reasons: 1)The home owners have defaulted on mortgage payments forcing the bank to foreclose their property or 2) home owners are delinquent on taxes, so the government repossessed the home. Repossessed Alabama Foreclosures properties often end up at Alabama auction where they are sold for steep discounts.

You need to make some preparations while approaching Alabama auctions:

• Keep cash ready: Come prepared with at least a part of the cash ready as auctions often require immediate cash payments.

• Find out all information: Try to get all information about the property by driving to the neighborhood, questioning neighbors, ascertaining conditions etc.

• Have an idea of the market: Before you weigh the list of different properties on auction it is better you know about the rates of home values in different parts of the market so that you can identify a bargain.

• Have an idea of local laws: Get familiar with local Alabama laws and procedures so that buying and selling properties is facilitated. Use the services of an Alabama realty lawyer.

By following the right procedures, there is great potential for making profit by investing in Alabama foreclosures.

Choosing the Right Bankruptcy Lawyer

You hear people all the time saying that something is a piece of cake. You also hear some people giving their plan as clear as day without having attempted something. This is the case when it comes down to bankruptcy help. Some people fill out the forms without the help an attorney and wish they had just spent the money getting a pro to do it for them. The forms have to be filled out correctly and completely. Also, the forms have to be filed.

It is good to have connections when it comes down to different things. Knowing different types of people can get you into the door quicker than if you knew no one.

Some expenses are wise to have. If you are filing for bankruptcy, then you should strongly consider hiring an attorney. Yes, you have enough financial problems and it already seems like a strong burden. It would be a burden of another kind if you attempt to fill out that paperwork without any experience or knowledge. Save yourself the heartache and pain and let a skilled person do it for you. You need to get a bankruptcy lawyer who is an expert on the legal system. It would be to your benefit if you got a lawyer who knew the bankruptcy laws and can explain how they fit in your situation.

Over time things change. Things normally change for the better. Each Alabama bankruptcy law used to have a simple process that many in this situation could handle. Now, it has grown to a rather complex and intricate jumble of words and procedures. Even some legal minds don’t know how to process some claims if they don’t have enough experience.

Many years ago people could just file the forms, appear before a judge, and their financial history would be erased. Boy, have things changed! Now, it is very difficult to file for bankruptcy and not all debt is forgiven. That’s why it’s is crucial to make sure you get an expert in the field to give you the best chance of getting some resolve. People who file for bankruptcy do not lose their houses. That should make you sleep better at night!

Can A Foreclosure Lawyer Still Help Me Even After Foreclosure?

It’s common for us to meet with homeowners who have had their homes wrongfully foreclosed upon by a lying mortgage company. If the foreclosure has already gone through and you try to contact a bankruptcy, or even a family lawyer, you will likely be told that since it’s after foreclosure, there’s nothing that can be done to save your home. This is not always true for every foreclosure!

After a foreclosure, you are in a legal and economical hole, probably depressed, and are at a huge disadvantage. But the game isn’t necessarily over. For example, in Alabama, foreclosures occur outside of court. Since there wasn’t a judge to decide that the mortgage company foreclosed against you, there is only the mortgage company’s lone decision that they foreclosed on you. These are the very same mortgage companies that are responsible for systematic fraud against homeowners, but still had to be given billions of taxpayer dollars to be bailed out of their own mess due to incompetence.

Big businesses don’t run the country and don’t have the right to decide when they have obeyed the law and when they have met the terms of their contract with you. To evict you from your home, they use two main tactics: intimidation and lawsuits. When they sue you in Alabama, they must come to court and a judge (or jury, if you want) will decide if they actually upheld their contract and followed the law in your foreclosure. While in court, we can also bring to light any instances of fraud or unlawful behavior that the mortgage company may have exhibited.

To recap, just because your home has already been foreclosed on doesn’t always mean you’re out of options. If you are located in Alabama and believe your foreclosure was wrongful, you have the opportunity to bring the case to court where a judge and/or jury can decide if the mortgage company foreclosed wrongfully.

Divorce and Alabama Law: The Basics

Divorce in Alabama is a statutory remedy, that is, the Alabama legislature has enacted law permitting divorce as a remedy to either spouse for both fault-based and no-fault-based reasons. (Section 30-2-1 of Alabama Code). The fault-based grounds, to wit, adultery, abandonment, insanity, drug or alcohol addiction, and so on, are widely known and common-sensical. The addition of “incompatibility” and “irretrievable breakdown” have allowed spouses to divorce without alleging the fault of the other. (Sec. 30-2-1(7) & (9)). This addition made divorce, in many cases, a more viable option for spouses who simply did not wish to remain married.

Divorce actions are the jurisdiction of the Circuit Courts of the various counties of Alabama (Sec. 30-2-1). While a divorce action may be filed in any county in Alabama, venue is proper in either of two places: in the county where the defendant resides or in the county where the parties lived at the time of separation (Sec. 30-2-4). If the defendant is not a resident of Alabama, then venue is proper in the county where the plaintiff resides. However, in this latter scenario, the Court’s jurisdiction may be limited to the “res” of the marriage; that is, the Court may only be empowered to terminate the marriage and not divide property. The extent of the Court’s power will depend on numerous factors including, but not limited to, the location of the property of the parties and where the parties were married. Venue may be waived.

Divorces often involve questions of property division, child custody, alimony, and child support. While these subjects are due their own articles, it is worth noting that, in regards to property division, Alabama courts apply the doctrine of “equitable distribution,” to wit, the Court possesses the authority and power to divide the property of the parties equitably and fairly. Thus, the Court is empowered with great discretion and will often consider the financial status of the parties, the length of the marriage, the reasons giving rise to the divorce, and so on in making its determination.

A divorce is, often times, an agreed-upon choice. And, in such instances, both parties agree that the marriage should end and divide the property amicably. If there are children, then the parties will also decide issues of custody and support. There is no requirement that a Court make these decisions; but, the Court must approve them. This type of divorce–where all issues are agreed upon–is often referred to as an “Uncontested Divorce.” They are significantly quicker and oftentimes much less expensive than the alternative.

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Seven Things to Ask When Hiring a Foreclosure Defense Lawyer

Hiring a foreclosure defense lawyer is very serious. You should feel free to do research and talk to different lawyers until you find the one that suits you. Here are seven general questions that are good to ask prospective lawyers. You will probably think of more questions, but these are a good start.

1. How many foreclosure cases have you litigated in court against the mortgage company (filing bankruptcy doesn’t count)?

At one point, every lawyer is new and doesn’t have litigation or foreclosure experience, but there’s nothing wrong with you asking about their level of experience when it comes to dealing with litigation against mortgage companies. Ask if the lawyer has actually been in court, sued a mortgage company (or even thought about suing a mortgage company), or defended a homeowner against an eviction action or ejection after the foreclosure sale of the home.

Litigation is notorious for bringing up surprises, so a lawyer with litigation experience will have knowledge of some of the tricks mortgage companies use. However, the right lawyer for you might not have much experience.

2. How often do you attend seminars or classes to learn the latest strategies and tactics of mortgage companies?

Some areas of law change much more than others; however, foreclosure and home loan laws have changed drastically. Cases from just five years ago are very different from the way that same case would currently be handled.

For example, instead of mortgage companies holding mortgages for 30 years or until the home is resold or refinanced, there are now companies that immediately sell the loans to a “depositor” company that then sells the loan to a Trust. The Trusts don’t normally actually own the loans, so any threats of foreclosure would be unjust if they don’t own the loan.

Attending classes and seminars isn’t necessarily mandatory to be a good lawyer, but keeping up with the latest legal developments on the real estate front is certainly an asset.

3. What kinds of materials can you give me so I can learn more about foreclosures (such as brochures, books, audio files, videos, etc)?

Some foreclosure defense lawyers feel that you, the consumer, don’t deserve “free” information and should rely entirely on their expertise. They are afraid that you will take the information and then not hire them. Still, other lawyers offer online blogs, videos and articles to inform you. You have to decide if you’d rather entirely trust the defense lawyer’s judgment or do personal research. There’s no real right or wrong answer, it’s just a personal preference.

4. Are you licensed in Alabama (or the state in which you live)?

This may seem like an strange question, but some lawyers with no foreclosure experience are using the nationwide foreclosure crisis for personal gain by scamming and cheating people. Unlicensed lawyers often claim they can “scare” mortgage companies into backing down, which is ridiculous when they can’t even practice law in the state. Be sure to specifically ask if they are a licensed lawyer who can stop your foreclosure in your state.

5. Do you have one method in foreclosure defense efforts or multiple approaches?

Some lawyers just have one approach and others have a variety of methods. When choosing foreclosure defense lawyer, it also depends on the outcome you’re pursuing, such as having the foreclosure reversed or stopped, obtaining a mortgage modification, or if you want to file bankruptcy and still pay your monthly payment to keep your home. It’s important to find out which category you’re potential lawyer is in so you can decide if that method best corresponds with the outcome you’re after.

6. Is litigation the best way to deal with my foreclosure?

Litigation isn’t always the best option and different lawyers will have different opinions. If you have legitimate claims against a mortgage company, then litigation is the way to go, but if you’re simply behind on mortgage payments then it isn’t. For example, if you’re behind on house payments and can now afford to make the mortgage payment as well as the amount of back-payment, then bankruptcy might be the best option.

But if you’ve been the victim of bogus charges and fees or fraud and are planning to stay in your home, then litigation is the best route. When you’re in litigation and suing the mortgage company, you and your foreclosure defense lawyer will be facing corporate lawyers for the mortgage company who are trying to protect the company. If found guilty of bogus charges or fraud, the company’s reputation will be damaged and will then have to face the wrath of a jury of consumers…no one in the company wants that to happen, so litigation makes the company speed up the process of fixing your problem. Someone with actual authority will be handling your issue, not a random person in a cubicle who won’t return your calls.

7. How are you paid- by an hourly rate, flat fee, etc?

This is a very legitimate concern that you should feel free to discuss with your potential lawyer. Some lawyers charge an hourly fee, some a contingency fee, and others charge a flat monthly fee. Some even offer a combination approach that allows you to pay a monthly rate and also a contingency fee. It really just depends on the lawyer and it’s important to understand that there are many methods of payment to get you the right lawyer at a rate that you can afford.

A Little About Alabama Personal Injury

If you have been injured in Alabama at the hands of another person’s carelessness you may be able to file a lawsuit against that person and receive financial compensation. This is known as an Alabama personal injury lawsuit. Every case is unique. Talking with an Alabama personal injury lawyer will clear up any specifics about your claim.

What You Have to Prove

When seeking financial compensation for Alabama personal injuries you and your attorney must prove four (4) things in order to succeed. They include:

The person who caused your injury owed you a responsibility, otherwise known as a ‘duty’. For example, in a car accident lawsuit, the at fault driver had a duty to all other drivers and pedestrians to drive safely.
The person failed to carry out that responsibility or duty. You must prove that what the person did to cause your injury was reckless or negligent.
You must prove you were harmed or in other words suffered ‘damages’. Damages are not limited to physical injuries. Rather, they can include mental or emotional injury, lost wages, pain and suffering, current and future medical bills and more.
The other person’s failure to carry out the duty they owed caused your injury. For example, if you are injured at an amusement park and you are injured on a faulty ride, you must prove the ride caused the injury as opposed to your own recklessness.

If any one of these cannot be proved beyond a responsible doubt you will not be able to win any type of Alabama personal injury claim.

Time Limitations for Filing a Claim

The general time frame for filing an Alabama personal injury lawsuit is 2 years. However, there are some technicalities involved and different time frames, known as the statutes of limitations. Below are the different Alabama personal injury statutes of limitations:

Medical Malpractice Statute – You have 2 years to file an Alabama medical malpractice claim with the exception of the discovery rule. If you lacked knowledge of the harm caused to you by a medical staff and discover it between 2-3 and a half years after the malpractice you still have six months to file a claim. A claim cannot be filed in Alabama for medical malpractice after 4 years even with the discovery rule.Children under 4 have until their 8th birthday to file claim with a maximum of 4 years.
Defective Product/Product Liability Statute – You have 2 years to file an Alabama defective product (product liability) claim, but the discovery rule applies to exposure to, or ingestion of, harmful substances. With the discovery rule the statute of limitations will not start running until you should have discovered the injury. For example, if your lungs are injured by inhaling harmful fumes you may not discover your injury until you develop lung inflammation. However, if you develop a cough, for example, and don’t see a doctor for several months or years later the statutes may have began running when you developed that cough.
Fraud Statute – If any type of fraud was used (and can be proved) in preventing you from learning of the cause of your injury and in turn filing an Alabama personal injury claim the discovery rule applies. You have 2 years from the the time you learned of the fraud or withheld information to file your claim.
Disability Statute- Insane, or incompetent people have 3 years after removal of disability. If plaintiff has multiple disabilities, the SOL does not run until all disabilities are removed. Disabilities apply even if a guardian is appointed. The statute of limitation does not run during the absence of the one who cause the injury.

These are general guidelines and every case is unique. If you think you fall under one of these statutes or have a general claim you should waste no time contacting an Alabama personal injury lawyer.

Alabama DUI Law

Alabama DUI Law

Being arrested for drunk driving in Alabama has consequences just like in the rest of the United States. Not only can you face criminal charges for driving under the influence, you will also have to deal with the hassle of dealing with the Department of Motor Vehicles and possibly having your license suspended or revoked. That is why it is so important for you to contact an Alabama DUI lawyer as soon as you’ve been arrested for drunk driving. Getting legal representation as quickly as possible will help you to document all of the facts of your case while they are fresh in your mind and, while it will not guarantee a positive outcome, it gives you the best chance of winning your case.

DUI Prosecution

There are two ways in which someone can be prosecuted for DUI in Alabama. One of them refers to how impaired someone’s driving ability is because of their use of alcohol or drugs. This is called driving under the influence of drugs and alcohol and means that the driver is too impaired to safely operate a motor vehicle. The other occurs when someone is driving with a blood alcohol content level above the legal limit of 0.08%. Even if a person does not seem to be impaired at this level, it is still against the law to operate a motor vehicle if the level has been exceeded. In this case, a person can only be prosecuted based on blood alcohol testing, not on the way he or she was operating their vehicle.

Alabama is one of the states where driving the car is not the only way you can be charged with DUI. In Alabama, having control of the vehicle and being able to operate it in any way makes just being in a car while you’re under the influence grounds for prosecution. This means that if you consume alcohol and then get in your car and fall asleep or wait for a sober friend to come and drive you home, you have a chance of being charged with a DUI. This is exactly why you need to contact an Alabama DUI lawyer immediately after you’ve been charged with a DUI. Having a qualified Alabama DUI attorney on your side can help you to document what has occurred and proceed with your case. An Alabama DUI lawyer also has access to expert witnesses that you may not have access to as a layman. Having these experts on your side can make the difference between a successful case and an unsuccessful one.

Refusal of Chemical Testing

Refusal to submit to chemical testing can also affect the way your case is handled by the prosecutor. Under Alabama DUI law, refusal to submit to this type of testing leads to a 60-day suspension of your license, regardless of whether you were actually guilty of driving under the influence or not. During this suspension period, you have no opportunity to apply for a restricted license that can help you get to work, medical appointments, or other important places. Refusing to submit to chemical testing can really make life difficult, especially if you have children or other dependents to care for and transport where they need to go. Refusing these tests can also make your court case more difficult, as the prosecutor will argue that your refusal to take the test was because you knew you were guilty of DUI. Contacting an Alabama DUI lawyer can help you at this point because a skilled attorney can refute these claims.

Alabama DUI Penalties

DUI penalties have been heightened as drunk driving has become more of a problem. In Alabama, the possible penalties depend on the number of previous DUI convictions a person has had. This number also determines whether the offense is classified as a misdemeanor or a penalty. If a person has no previous DUI offenses, the first offense can result in penalties including fines from $600 to $2,100, 1 year in a county jail, 90-day license suspension, and mandatory substance abuse program attendance. In Alabama, the period of determining whether an offense is a first offense is five years. If someone was convicted of a DUI in 2000 and later prosecuted for another DUI charge in 2006, the 2006 charge is considered a first offense because it occurred more than five years after the offender’s actual first offense. If a person was convicted of a DUI on May 15, 2001 and is arrested again for a DUI on May 13, 2006, that person will face the penalties associated with a second DUI offense even though they fell just one day short of the five-year period. A first DUI offense is classified as a misdemeanor in Alabama.

Second DUI offenses within that five-year period are also considered misdemeanors. The penalties for a second offense increase and can include up to $5,100 in fines, license suspension for one year, court ordered treatment programs, and a minimum jail time of 5 days up to 365 days. The court can also allow an offender to perform 30 days of community service as an alternative to the five days of jail time. Third DUI offenses have increased penalties that include up to $10,100 in fines, a minimum of 60 days of jail time, license suspension for three years, and mandatory substance abuse programs.

Offenders who commit a fourth offense are facing charges of a class C felony. If the offender is convicted of a fourth offense, the penalties are much stiffer than for misdemeanor DUI. The minimum amount of jail time is one year and one day and can go all the way up to 10 years. The license suspension period is 5 years in length and fines can be up to $10,100. Court ordered treatment programs are also a part of the penalties for this level of offense. The court may also order that an ignition interlock device be placed in the offender’s vehicle. This device requires offenders to breathe into a Breathalyzer-like device before attempting to operate a vehicle. If any amount of alcohol is measured, the offender will not be able to start the vehicle. If you’ve been arrested for a DUI in Alabama, contact an Alabama DUI attorney to give yourself your best chance of limiting the penalties in your case or winning your case outright.

Need a Divorce Lawyer

As a practicing divorce attorney, I see many people totally blow one of the most fateful decisions they will make in their divorce case: which lawyer to hire. To help you avoid these mistakes, we will look at 3 of the costliest mistakes you can make, and what to do instead.

Mistake #1: Hiring a generalist. This is easy to do. Many people do not know a divorce lawyer (that is usually a good thing). So, when they do need to hire one, they go to the lawyer that did their will or the lawyer that helped them with a real estate deal. This may be OK if that lawyer also has a substantial divorce practice, but it is not acceptable if they are what is called a threshold lawyer (i.e. they take whatever case walks through the threshold of their office).

If you needed back surgery, would you go to a general practitioner? Similarly, there are many lawyers who are general practitioners that will handle a divorce case. In addition, they take business matters, bankruptcies, criminal cases, etc. That is not the type of lawyer you want handling your divorce case.

What to do instead: Hire a specialist! Ask the prospective divorce attorney whether they specialize in family law. Ask them what percentage of their practice is divorce and family law matters. If it is not at least 70 percent to 80 percent of their practice, go elsewhere.

Mistake #2: Hiring a lawyer that bills you by the hour. Divorce attorneys normally set fees in one of two ways: they either charge a fixed fee or they charge a retainer against which they bill an hourly fee. One of the problems with hourly billing is that the lawyer cannot tell you upfront what the total fee will be. Many clients in that situation feel like the lawyer is asking them to write a blank check because they cannot tell you the total fee upfront. Do you really want a meter running every time you need to talk to your divorce attorney? Another problem with hourly billing is that it rewards inefficiencies. The longer it takes the lawyer to get your divorce, the more money she makes.

What to do instead: Seek out a lawyer who will represent you on a fixed fee (a.k.a. a flat fee) instead of billing you by the hour. Fixed fees are becoming more common, so you ought to be able to find a good lawyer who is willing to throw away the time sheet and set the fee upfront. Whatever the fee arrangement is, make sure you know and understand it before you write a check to the lawyer.

Mistake #3: Hiring a lawyer to represent you solely because they have a reputation of being the meanest lawyer in town. This is probably the biggest mistake I see folks make. They get scared. They get nervous. They want revenge. They get bad advice from someone. Whatever the reason, this type of lawyer can cost you thousands or tens of thousands of dollars in unnecessary legal fees and make sure you have the Divorce from Hell.

There is a difference between being an assertive and being aggressive. Many of these types of hired guns are aggressive only for the sake of appearances without regard to whether it is in the long-term best interests of their own client.

What to do instead: Find a lawyer who is assertive when he needs to be, compromising when it benefits your long-term best interests, and always aware of the many different consequences his actions have on you and your family. Divorce attorneys like this recognize that reaching a fair settlement is always better for you than trying the case and leaving it up to the judge. Yet, he also knows that if a fair settlement is not forthcoming, then he must be willing and able to prepare to effectively litigate the case in court.

That is the type of lawyer you need to find. Ask the prospective lawyer about his approach to divorce cases and what efforts he will make to try to settle or mediate your case. His answers will help you determine whether he will have your interests at heart or not.

Need a Divorce Lawyer

You may not need a lawyer to represent you in your divorce case. You do have the right to represent yourself. Representing yourself is a lot cheaper than hiring a lawyer. However, you may be familiar with the old saying that the person who represents himself has a fool for a client. The fact of the matter is that if you represent yourself, you potentially risk giving up important rights. So how do you know whether you need a lawyer or not?

I recommend that you hire a lawyer if you answer any of the following questions in the affirmative:

Is custody of your children disputed? Even if you are a good parent, you do not want to risk losing custody of your children. A lawyer will help you present a stronger case for custody to the court.
Has your spouse hired a lawyer? The laws and procedures involved in a divorce are quite complex. Do not let yourself be outmaneuvered by someone who knows the ropes. The court will not protect you when you make errors. Even in an uncontested divorce case, do not make the mistake of thinking that the lawyer your spouse hired can represent both of you. A lawyer is ethically prohibited from representing both sides of a legal dispute (it is called a conflict of interest). If your spouse gets a lawyer to draft a proposed agreement, at least retain a lawyer to review it and make suggested changes on your behalf.
Do you have significant assets to protect? Obviously, the more you have at stake, the more value you stand to receive from hiring a divorce specialist to represent you. A lawyer will ensure that you pay only a fair amount in support payments and that the property is divided fairly. An experienced lawyer can also minimize the amount of taxes you pay by structuring the property settlement properly.
Is your spouse claiming spousal support? The area of spousal support is the most uncertain area of divorce law. Alabama does not have guidelines for determining alimony, and courts sometimes come to very different conclusions about how much spousal support should be paid, even on similar facts. Your lawyer will help ensure that the amount of spousal support is fair.
Do you have a retirement account (and your marriage is 10 years or longer)? For many of my clients, their second most valuable asset after their home is their retirement account. In Alabama, if you have been married for more than 10 years, then the portion of the retirement account that has been acquired during the marriage can be split equally. The law regarding how these accounts should be divided is complicated. Your lawyer will help ensure that it is valued and divided fairly.
Does your souse tend to dominate you in your relationship? There is an imbalance in power between you and your spouse. If your spouse is domineering or controlling, you will be better off dealing with him or her through a lawyer.
Are there allegations of domestic violence or child abuse? Even if the allegations are not true, they can have a devastating effect and must be dealt with quickly and appropriately. Do not take such serious allegations lightly.
Are you unable to communicate effectively with your spouse? You will not be able to settle things with your former spouse if the two of you cannot communicate. You will need a lawyer to help ensure that you get a fair settlement.
Are you or your spouse self-employed? The valuation of a business is complicated and you will need a lawyer to help with that process. Also, the amount of spousal and child support payments that must be paid is based on income. It is often easy for someone who is self-employed to manipulate income or to hide assets. An experienced lawyer will know how to best try to prove unreported income.

I recognize my own bias on this issue. But, the truth is in only the simplest of divorce cases (i.e. very short-term marriage, no children, no joint property and no joint debts) do I think you should consider not having a lawyer. Even in those cases, if your spouse gets a lawyer to draft the proposed divorce agreement, I recommend you at least pay your own lawyer to review it on your behalf.

Consider State Specific Laws When Injured

A lot of people fail to realize that personal injury laws and regulations can vary from state to state. In fact, procedure that can lead to a successful case in one state might be completely ineffective in another.

This article is about the state of Alabama and advice on how to handle your personal injury case if you live (or if the incident took place) in that state.

Please note that these are just tips and helpful hints, if you have real legal needs regarding personal injury in Alabama, you must contact a competent lawyer. But this article will address that too!

If You Were Injured…

Let’s start off under the assumption that you have been injured in the state of Alabama and the fault rests with an outside party. They either did something directly to you, or as a result of their negligence/incompetence you became injured.

Here are some things to do to properly prepare yourself for handling a case:

Secure witnesses to the event. If there were people around when the incident happened, be sure to have their contact information. Impartial external parties are a great way to prove your case.
Gather documentation. Any paperwork that is relevant to the case, have ready at hand. also be sure to take pictures of any injuries and of the scene of the incident if it is applicable.
Gain access to a competent Alabama personal injury lawyer. Find one that is local and skilled in your particular kind of injury. If you are unsure about how to find the best lawyer in your area, utilize a free service.
After consulting with your lawyer and with his/her guidance, be sure to make the offending party aware of the details of your ensuing legal case.
Protect yourself from further contact with the offending party and preserve your evidence as best as possible.

Alabama’s Negligence Statutes

When considering your case, realize that Alabama utilizes the contributory negligence doctrine when making decisions. That means the court and your opposition will be trying to locate any potential negligence or fault on your part that may have led to your injury.

Alabama’s Statute of Limitations

Every state has a statute of limitations which dictates how long you can wait before a lawsuit becomes nullified. The point of these regulations is to prevent people from trying to sue for matters that have taken place many years ago and have since grown stale (and difficult to prove one way or the other).

Alabama’s statute mandates that you file your lawsuit within 2 years of the event – Title 6, Ch. 2, 6-2-38 (l). That may seem like a long time, but if you were injured seriously a bulk of that time can be taken up by recuperation and rehabilitation, so it is critical to get the ball rolling as soon as possible.

There is no separate time allotment for libel and slander cases (while in some other states, significantly less time is allowed for these kinds of incidences).

An Alabama Lawyer’s Legal Process

Attorney’s in different states have certain protocols that they must follow, and Alabama’s sequence looks something like this:

* Initial investigation once contacted by a client (which is you)

* Securing of evidence, photographs, witnesses, etc

* Development of theories of liability and determining fault

* Preparation of initial documents which will lay out the lawsuit claims and desired compensation

* Deciding on case venue and serving documents to accused party

* Under Alabama law, the defendant has 30 days to file an answer to the complaint

* Initiation of discovery, which is a questioning of both parties involved

* Beginning of deposition, which is written record to be used in court

* The court case then proceeds and a verdict found